The repayment structure for installment credit typically involves:

The repayment structure for installment credit is characterized by a set amount paid over scheduled periods. This means that borrowers agree to repay the loan in fixed installments that typically occur monthly over a predetermined period. This structured payment plan helps borrowers to budget effectively since they know exactly how much they need to pay each month until the loan is fully repaid.

In contrast, variable payments based on usage would not offer the predictability associated with installment credit, making it harder for borrowers to manage their finances. A one-time payment at the end of the service does not align with the nature of installment credit, where repayments occur throughout the loan term. Lastly, only making minimum payments does not reflect the full repayment structure expected in an installment loan, as this often pertains to revolving credit accounts like credit cards rather than structured loans.