What should you do with your credit card number over the phone?

Providing your credit card number over the phone should always be approached with caution, and the best practice is to only supply this sensitive information if you initiated the call. This minimizes the risk of falling prey to fraudulent schemes, such as phishing scams, where someone might pose as a legitimate entity to extract your financial details. By ensuring that you started the conversation, you can confirm that the contact is one you trust and that your information is going to a secure, known source. In contrast, sharing your card number freely or with anyone who asks exposes you to significant risks, as it can lead to unauthorized charges or identity theft. The importance of this practice in maintaining your financial security cannot be overstated.