Which act addresses abuse by debt collectors?

The Fair Debt Collection Practices Act is the legislation specifically designed to protect consumers from abusive practices by debt collectors. This act outlines the appropriate conduct for debt collection, including prohibiting harassment, false statements, and other deceptive practices. It also establishes provisions for consumers to report violations and seek remedies.

The other acts mentioned, while important in their own right, focus on different aspects of consumer protection. The Fair Credit Reporting Act deals with the accuracy and privacy of information in credit reporting. The Equal Opportunity Act focuses on preventing discrimination in various areas, including credit. The Truth in Lending Act aims to promote informed use of credit by requiring disclosures about terms and costs associated with borrowing. Thus, the Fair Debt Collection Practices Act is uniquely suited to address issues specifically related to debt collection practices.